Insurance Education: Vacation? Most home policies cover theft of cameras, etc., anywhere you go. Talk to your agent to check your coverage!

Insurance Education: Renting a car for vacation? Talk to your agent! Most policies cover the rental car with same limits as your own car.

Insurance Education: Spring landscaping? Be sure water drains away from the basement. Seepage typically is not covered by a home policy.

Insurance Education: Collect figurines? Talk to your agent! Most unendorsed home policies will not cover breakage unless you list them.

Insurance Education: In most policies, "you" includes spouse, but not partner. Unmarried couples--review this with your agent to avoid gaps!